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    HMDA: Do you have skeletons in the closet?

    By Louis Zitting on Feb 18, 2021 1:32:17 PM

    Staying ahead: How to get on top of unintentional discrimination and serve the low-to-moderate income community without taking on more risk.

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    Mortgage Trend: Early Payoffs Increasing

    By Louis Zitting on Mar 6, 2019 4:28:15 PM

    We are seeing a significant increase in Early Payoff (EPO) related activity in our data.  Mortgage credit inquires on recently funded loans (1-12 months) have increased by 65% compared to 6 months ago.  

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    Early Payoff (EPO) Warnings

    By Louis Zitting on Nov 7, 2017 2:54:06 PM

    The title of this article should spark your interest! You have likely felt the burn of an EPO … and the penalty fees they can impose.

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