Many users ask which credit score is used in SoftPull instant credit check. Our soft inquiry technology pulls the FICO score though Experian, which is the same score that the majority of the mortgage industry pulls for tri-merge credit reports used in an application or extension of credit.
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A soft credit inquiry or 'soft pull' is used when a consumer checks their own credit or when a lender checks a consumer's credit to pre-qualify them for an offer.
SoftPull instant credit check is a soft inquiry technology that allows mortgage lenders to give a customer an instant credit pre-qualification as a soft inquiry or 'soft pull' right on their mobile phone or on the originator's website.